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Commercial Loans
Commercial Underwriting Guidelines
Commercial Financing is underwritten on a case
by case basis. Every loan application is unique
and evaluated on its own merits, but there are a
few common criteria lenders look for in
commercial loan packages.
Commercial Debt Ratios
When analyzing the personal budget of a
borrower, lenders use two different debt ratios
to determine if the borrower can afford his
obligations.
Commercial Debt Service Ratio
The most important ratio to understand when
making income property loans is the debt service
coverage ratio.
Commercial Property Types
Listed in this article is a partial list of
properties that require commercial financing.
Questions to Ask Yourself
This article poses several questions related to
commercial financing.
Ten Myths and Facts about SBA
This article separates commercial lending facts
from myths.
Commercial Loan Checklist
This list will help you identify the types of
information a banker will need to make an
informed decision about your business.
Financing Options
Research credit lines and other financing
approaches.
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